Generación FNA
A loan with special benefits so young people can access their own home.
What is Generación FNA
Generación FNA is a specialized line of credit for young Colombians between 18 and 28 years old, offering special benefits so they can make their dream of owning a home come true.
Benefits
Financing increases from 80% to 90%, requiring a down payment of only 10%.
Amortization system in UVR (term between 5 and 20 years) or in pesos (term between 5 and 20 years).
Type of housing: Priority Interest Housing (VIP), Social Interest Housing (VIS), or non-VIS.
We offer streamlined processes, enrollment, simulators, and digital pre-approvals tailored to this segment.
The loan can be applied for individually, jointly, or with a non-member joint debtor.
If the applicant qualifies for housing subsidies, they must meet the income conditions established for their level.
Applies to all loan lines offered by the FNA.
The current loan portfolio rate is reduced by 50 basis points (0.5%).
How to access?
You must be enrolled with the FNA, either through Cesantías or AVC.
Be between 18 and 28 years old. Note: at the time of filing the loan application, 28 years + 364 days.
Applies to Mortgage Loan and Housing Leasing.
How do I enroll?
Contact an advisor
Have questions? Get in touch now and receive personalized advice.
Enroll virtually
You can now join the Fondo Nacional del Ahorro virtually, just one click away.
Enroll in person
Visit a service point with a photocopy of your Cédula and complete the Enrollment Form.
Your housing story begins today
Discover Natalia's story and how she turned her dream of owning a home into reality.
Interest rates
At the FNA we think about you and your wallet, which is why we offer excellent rates so you can fulfill your dream of owning a home.
Check current rates